Steps for Filing Hurricane Harvey Claims with FEMA and Your Insurance
Attorney Philip Hundl answers a question about filing a Hurricane Harvey claim with the Federal Emergency Management Agency (FEMA) or your insurance agent. Mr. Hundl has many years of experience in insurance and related areas of the law.
Please call us at 800-929-1725 for an appointment with Mr. Hundl or one of our other very experienced attorneys. We have offices in Wharton and El Campo in Wharton County and in Fulshear and Richmond in Fort Bend County, Texas.
For all those affected by Hurricane Harvey as we were here in Wharton County, our prayers are with you. For all those who volunteered and assisted the families hurt or displaced by Harvey, all of your work is greatly appreciated. Thank you very much!
Question: What should you do if you suffer damage from a hurricane (wind damage or flood damage)?
Attorney Philip Hundl’s Response. Below is a checklist of steps to take after suffering property damage from high wind and/or flooding from Hurricane Harvey. See www.fema.gov and www.DisasterAssistance.gov.
- First, take photos of your property to document your damage. Call your insurance agent and file a claim for damage to your home and other property. (Homeowner’s and/or Flood Insurance). We will discuss what to do if your claim is denied in another article.
- If your area is declared a disaster area, register with FEMA. (Disaster survivors have multiple options to apply: online at www.DisasterAssistance.gov, use the FEMA mobile app, call toll-free numbers or visit a local Disaster Recovery Center.)
- Once registered, schedule a FEMA inspection. FEMA inspectors typically will schedule onsite inspections within two weeks of registration.
- Wait for the FEMA determination letter. Once you get the determination letter, review the letter carefully. If there are any inaccuracies, notify FEMA immediately.
- Your determination/notification letter explains how to use the funds you’ve received from FEMA.
- Document how those funds are used and retain your records for all repairs, cleanup and disaster-related costs for at least three years in case of a FEMA audit of your claim.
Call Us if You Need Help with Your Disaster Claims
If you have questions about filing your disaster or insurance claims, please call our office for an appointment with Mr. Hundl or one of our other attorneys. We have convenient offices in Wharton, El Campo, Fulshear and Richmond, Texas.
For an appointment, please call us at 800-929-1725 or send us an email through our contact form.